PropertyGuy Investment and buy to let
mortgage advice centre.
Hi and welcome to propertyguy.co.uk.
On these pages you can learn some of the rudimentary property investment techniques that I have successfully used to build a small (but growing!) property portfolio that generates an income stream worth more than my day job.
That's right! Whilst I still feel the need to keep working to pay the mortgage, the bills and keep myself in the manner to which I have become accustomed, I have also managed to generate a significant secondary income stream from my property investments which is steadily growing as the months go by. On these pages you can read about how I did it.
Beat the professionals!
The so called professional investors may know a thing or two about property investing but once you are armed with the knowledge that you need to succeed there is nothing to stop you beating them at their own game. It's even possible to generate substantially more revenue from your property investment by deriving a substantial rental income that the professionals may have overlooked.
How it works.
Most professional property investors buy a property to make money on the capital gain. That is, they buy a property in expectation of it rising in value and then hope to be able to remortgage the property to provide a fund which will enable them to fuel further purchases. Thus the investment cycle is perpetuated and the investor gradually builds a solid investment property portfolio.
Of course, the obvious flaw in this strategy is what to do in a falling market? If prices are falling and you are losing money on your original investment then you have no hope of releasing any capital to fund future purchases, so you are stuck with a property decreasing in value and staring down the barrel of potential financial disaster.
The alternative approach is to purchase your potential property in a location where it can garner excellent rental incomes and also be the type of property that is easy to rent out. What you have then is a property investment that will rise in value over the years and make capital gains with a rental income that is substantial enough to ride out any severe downturn in the housing market.
The Icing on the cake
The single biggest reason that people fail to invest in property is the perceived notion that they will have to find a large deposit to fund the purchase. But many deals can be done with "no money down".
To do "no money down" deals requires knowledge of how buy to let mortgages work and also some basic knowledge of advanced financial techniques which can be easily assimilated in a workshop environment.
More information on buy to let and investment property can be found by following the hyperlinks and also some property development techniques which you may find useful.
You might also like to check out this Property Investment Workshop which will give you a good understanding of all of the principles involved in "no money down" property investing.